Strategies

Taxes are payments to the government used to fund public services and government operations. Tax strategies involve using methods to reduce one's tax liability by looking at various deductions, credits, and tax-advantaged accounts.

An investment is the allocation of resources, typically money, with the expectation of generating a future income or profit. It is a way to make your money work for you, rather than just saving it. The goal is to see your initial capital grow over time.

Financial planning is the comprehensive process of evaluating an individual's or a business's current financial situation and using that information to create a roadmap for achieving future financial goals.

Wills & trusts are legal documents that specifies how your assets and property should be distributed after your death and holds/manages your assets for the benefit of designated beneficiaries to avoid a time-consuming process later. Both are crucial for ensuring your wishes are honored.

A mortgage is a long-term loan used to finance the purchase of real estate, where the property itself serves as collateral. Mortgages are essential as they make homeownership accessible for the vast majority of people by allowing them to pay for a house over a long period. This process allows individuals to build equity in an asset.